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Roomate

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Mar. 2nd, 2005 | 04:32 pm

So one friend swallowed her distaste for my cat and suggested being housemates. We've found two places that we like. One is smaller and 1100/mo and has hardwood-like floors, the larger one is 1400/mo and has a patio, dishwasher, and washer/dryer in the unit.

With the bigger place the patio is even south facing and would allow me a place to stick my solar panels, and possibly attempt to grow a couple of things, and also would provide some less stinky place to put my cats litter box, however it has carpet which would be harder to clean, not to mention I'd end up spend a couple of hundred dollars more per month.

(Though it should be cheaper than my current situation).

So I could have a nicer place now, or do a better job at saving money which might allow me to eventually break into owning a property.

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Comments {4}

Josh

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from: irilyth
date: Mar. 3rd, 2005 01:05 am (UTC)
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I think you should do both: Move somewhere nicer, and get better at saving money. Especially if the move will in fact save you money relative to your current situation, it sounds like these two would go well together...

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Diane Trout

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from: alienghic
date: Mar. 3rd, 2005 01:40 am (UTC)
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Its more that its the choice between $150 less or $400 less per month, both an improvement, but an extra $3000/yr is kind of nice, but then so is a bigger apartment.

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Dilinger

Space....

from: dilinger
date: Mar. 3rd, 2005 03:15 pm (UTC)
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Ah space, it is a funny thing. It may really depend on your preference. You mention your roomate has a ..... for your cat? Is this alergy based? If so go hardwood. You will still have to dust and what not but i'm told it is much better.

I think the carpet is a personal choice. I prefer carpet. You can get around that with air cleaners and a nice Dyson Vaccuum cleaner. (it makes a difference)

Other considerations. Having friends over?
Parking, Place to play games, lying on the floor. (carpet is better for this) Else you have to have a really nice couch. I'm sure there are many other considerations.

The other questions is, what will you do with your 3k? Invest? Spend?
I have been trying to get you to buy a house for as long as I can remember. So if you want a counter arguemnet your not saving money really your just burning less of it. :) When you buy a house then your saving money. Real money becasue chances are the value of the house will go up. We just had multiple sales in our condo complex, 291 to 315. (the 315 went on sale at 310 and sold in less then a month) We have more units going up for sale soon too. (but I think that is further then you want to commute)

Anywho I think I have rambled enough.

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Diane Trout

Re: Space....

from: alienghic
date: Mar. 3rd, 2005 06:04 pm (UTC)
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I actually tend to be pretty good about saving money, even with my current housing costs, and periodically buying new computer equipment, my net worth has a positive slope. This would just increase the slope (and allow me to quickly return to being debt free).

I currently went through a spending period as i'm not sure how long the dollar will be useful for buying things internationally and so wanted to get some foreign products now while they're still affordable. Like I currently would like to own the parts to run a small off-grid home.

Once I have those tangible assets, I'd just return to saving up for a down payment on a property.

I rather suspect the US to experience a recession/depression sometime in the next several years and having a wide variety of tangible and intangible assets would help me survive that better.

For instance interest rates pretty much have to go up and if i'm on the investor side of things, this is actually good for me. Then when all the people who bought houses on funky loans start defaulting I might have a better chance of grabbing something.

I think one of my own major internal blocks on having already purchased a house was my expectation that house buying is one of those things that you do after having committed to a long term relationship.

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